Terms & Conditions

Effective Date: March 1, 2025 | Last Updated: March 13, 2026

Welcome to maxoutinsurance.com, owned and operated by Maxout Insurance Partners ("Company," "we," "our," or "us").

By accessing or using this website, submitting any form, or communicating with us via phone, text, or email, you agree to be bound by these Terms and Conditions. If you do not agree, please discontinue use of this website immediately.

1. SMS Text Messaging — Terms & Program Description

SMS Program: Maxout Insurance Partners — Insurance & Financial Planning Communications

By opting in to receive SMS messages from Maxout Insurance Partners, you agree to the following SMS terms.

Program Description: We send SMS messages related to:

• Retirement planning resources and seminar information
• Follow-up communications related to your inquiry
• Policy updates and educational content
• Appointment reminders and consultation confirmations
• Insurance and financial planning services (IUL, annuities, Social Security optimization)

Consent: You will only receive SMS messages if you provide explicit written consent through our website forms. Consent is obtained via a clearly labeled checkbox on our contact and lead capture forms. Consent is not a condition of purchase.

Message Frequency: Message frequency varies based on your interaction with us. You may receive up to 5 messages per month.

To Opt Out: Reply STOP at any time to cancel all SMS messages from us. After texting STOP, you will receive one final confirmation message. No further messages will be sent unless you re-opt in.

For Help: Reply HELP for assistance, or contact us at:

• Email: [email protected]
• Phone: (949) 272-9172

Message & Data Rates: Message and data rates may apply. Check with your mobile carrier for details.

Carrier Liability: Carriers are not liable for delayed or undelivered messages.

Privacy: Your mobile information and SMS opt-in consent will not be shared with or sold to any third parties for marketing or promotional purposes. See our Privacy Policy for full details.

2. Use of This Website

This website is provided for informational purposes only. You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of others. You must not: transmit any harmful, offensive, or disruptive content; attempt to gain unauthorized access to any part of the website or its systems; use the site for any fraudulent or unlawful purpose; or copy, reproduce, or republish any content without written permission.

3. No Financial, Legal, or Tax Advice

The content on this website is for informational and educational purposes only. Nothing on this website constitutes financial, legal, tax, or investment advice. All insurance and financial products discussed are subject to individual eligibility, underwriting approval, and state regulations. You should consult a qualified professional before making any financial decisions.

Our licensed insurance professionals serve clients in California and multiple other states. Life insurance and annuity products are not FDIC insured, not bank guaranteed, and may lose value. All guarantees are subject to the claims-paying ability of the issuing insurance company.

4. Intellectual Property

All content on this website — including text, graphics, logos, images, and software — is the property of Maxout Insurance Partners or its content suppliers and is protected by applicable intellectual property laws. You may not use, reproduce, or distribute any content without our prior written consent.

5. Disclaimer of Warranties

This website is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

6. Limitation of Liability

To the fullest extent permitted by law, Maxout Insurance Partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of this website or reliance on any information provided herein.

7. Third-Party Links

This website may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

8. Governing Law

These Terms and Conditions are governed by the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts located in California.

9. Changes to These Terms

We reserve the right to update these Terms and Conditions at any time. We will notify you of material changes by updating the "Last Updated" date at the top of this page. Your continued use of the website after any changes constitutes your acceptance of the updated terms.

10. Contact Us

If you have questions about these Terms and Conditions, please contact us: